Direct & Business Loans
Business & Market Vendor Loans in Antipolo
Puhunan for the people who keep Antipolo running — store owners, suppliers, and palengke vendors. Get working capital from a lender that has backed local businesses since 1997 and grows your credit line as you build a track record.
Capital for Antipolo’s businesses
Our Direct / Business Loan gives business owners the working capital to buy inventory, cover operating costs, take on bigger orders, or expand. Whether you run a store, a small enterprise, or supply goods around Rizal, the loan is sized to your business and your capacity to pay — not a one-size-fits-all formula.
We also offer a dedicated Market Vendors Loan (MVL) for stallholders in Antipolo’s public markets, with repayment arranged around the rhythm of daily and weekly market sales.
A lender that knows the ground. Being based in Antipolo means we understand local trade, market cycles, and the realities of running a business here — so the conversation is practical from the start.
What you can use it for
- Stocking up on inventory before peak season or a big order
- Day-to-day working capital and cash-flow gaps
- Buying equipment or fixtures
- Expanding to a new stall, branch, or product line
- Bridging receivables while you wait to be paid
A credit line that grows with you
Good borrowers should be rewarded. Once you’ve been a client for at least six months with no past-due history, you may roll over a maturing loan or re-avail of a new one under set conditions — so your capital keeps working without starting from zero each time. For installment accounts, re-availment is generally available once a portion of the existing loan has been paid, with the new amount based on your track record.
This is how many of our long-time business clients scale: borrow, repay on time, and access a larger accommodation next cycle.
Business loan requirements
- Application Form and ID Picture
- Two valid government-issued IDs
- Registration of Business Name / business registration documents
- Income Tax Return — 2 years
- Current Residence Certificate (Cedula)
- Two co-makers for clean (uncollateralized) loans; collateral is required for loans above ₱50,000
See the full requirements and guidelines. If you have property or a vehicle to offer as security for a larger amount, ask us about combining this with Sangla Titulo or Sangla OR/CR.
Terms
| Who it’s for | Business owners, suppliers, and market vendors in Antipolo and Rizal. |
|---|---|
| Security | Clean loan with two co-makers, or collateral-backed for amounts above ₱50,000. |
| Repayment | Daily, weekly, semi-monthly, or monthly installments arranged to fit your sales cycle. |
| Repeat clients | Roll-over and re-availment available after six months in good standing. |
| Charges | Interest and standard fees disclosed in writing before signing. |
How to apply
- Talk to us about your business and how much capital you need.
- Submit documents — IDs, business registration, ITR, and co-maker or collateral details.
- Sign & receive after we confirm your capacity to pay and the terms.
Borrow for growth, not strain. Match your loan to what the business can realistically repay from its earnings. Our staff will help you size it sensibly. All loans are subject to approval.
Need puhunan?
Talk to us about working capital for your store, stall, or enterprise.
8697-1492
Mon–Fri 9:00–4:00
Quick Facts
Loan Type
Direct / Business /MVL
FOR
Business owners & market vendors
Security
Co-makers or collateral
Repeat Clients
Roll-over after 6 months
Coverage
Antipolo & Rizal
Business Loans – common questions
Can market vendors apply?
Yes. Our Market Vendors Loan is built for stallholders, with repayment that follows daily or weekly market earnings rather than a rigid monthly schedule.
Do I need collateral?
Not for smaller amounts. Clean loans require two co-makers regardless of amount; collateral is required for loans above ₱50,000. We’ll tell you which path fits your request.
Can I borrow again after paying part of my loan?
Yes. After six months as a client in good standing with no past-due history, you can roll over or re-avail under set conditions — many of our clients use this to scale their capital over time.
How big a loan can I get?
It depends on your business, capacity to pay, and whether you offer co-makers or collateral. Larger amounts are possible when backed by property or a vehicle. Call us to discuss specifics.
Apply for a loan now
Put working capital behind your business
Our friendly staff is happy to review and discuss your application.